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  Bollywood Star Banned: Why Arshad Warsi & Wife Can’t Trade Stocks for a Year India’s stock market watchdog, the Securities and Exchange Board of India (SEBI), has banned popular Bollywood actor Arshad Warsi and his wife Maria Goretti from trading in the stock market for one year. They were also fined ₹5 lakh each. This decision has shocked many fans. But what exactly did they do wrong? Let’s break it down in simple terms. The Heart of the Problem: A "Pump and Dump" Scheme SEBI found that Arshad and Maria were part of a larger group of 59 people and companies involved in illegally manipulating the share price of a company called  Sadhna Broadcast Limited  (now known as Crystal Business System Ltd)  1 2 4 . This type of scam is commonly called a  “pump and dump” scheme . Here’s how it worked: Phase 1 - The "Pump":  First, a group of people closely connected to the company’s promoters (the main owners) started trading the company’s shares among themselv...

Why Leaving Property to Your Kids Isn't Always the Best Gift We all want to help our children. Often, parents think leaving them a house or land – property – is the perfect way to secure their future. It feels solid, valuable, and full of love. But  here's the thing: giving property isn't always the smartest or kindest gift you can leave.  Sometimes, it can cause more problems than it solves. Let's look at why. It Can Create Family Fights:  Imagine leaving one house to three children. Who gets to live in it? Who decides if it should be sold? Who pays for repairs and taxes? This situation is a recipe for arguments. Feelings get hurt, siblings stop talking, and what was meant as a gift becomes a source of deep family conflict. Even if left to one child, others might feel unfairly treated. It Might Be a Burden, Not a Blessing:  Property costs money to keep up. There are property taxes, insurance, repairs (like a new roof or fixing a leaky pipe), and regular maintenance ...